Money matters. If you're like thousands of other people who are starting a small business and don't have $1 million dollars to invest, then borrowing the money is a reality. But, where do you go? Between friends, family, and taking out a second mortgage on the house, your choices are often scary and complicated. But don't despair - your situation will dictate a solid business plan and it's always wise to consult a banker or financial planner. There are free resources in your community to help prepare you for going into business, including retired business executives who can share their experience and knowledge. To find them, utilize your local government offices.